How to Protect Your Identity And Money Online

Is it not a wonder that as you strive to make money, some people are striving to steal this money from you? Yes. Some people are striving to...

Is it not a wonder that as you strive to make money, some people are striving to steal this money from you? Yes. Some people are striving to steal your hard-earned money and they tap into any loopholes they see however tiny it may be.

This article reveals some tips that would help you protect not only yourself, but also your money online.

9 Ways to Protect Yourself And Your Money Online

Before anybody can still anything from you, such person must have had access to some of the things that should be known only to you or that should be used ONLY by you.

In most cases, you willingly release this vital information to them though, it might be unknowingly. Here, I discuss nine (9) common methods that can be used to extract your info from you so that you might be able to know how to block the loopholes.

1- Unsolicited Mails: if you have at one time used your email(s) online, DO NOT be convinced that anyone that you do not give your email address to cannot have your email address.
The very day your email(s) is/are created, someone already has them in his or her database.

Sending of unsolicited email messages is one of the most populous methods used in extracting people's identity online. Do not respond to any email message(s) not initiated by you, regardless of the kind of email or whoever the sender claims to be.
For instance,
You receive an email message that you won a certain amount of money in a promo which you never participated on, such is a scam. Do not respond to such messages.
2- Dynamic Passwords Across the Web: as much as you can, try to using different passwords across websites, especially; websites that aid your business transactions like PayPal, Payoneer and others.
It is a good practice to using a password different from your social websites' password on websites aiding your business transactions. It is even a better practice to using different passwords on different business aiding websites.
For example:
The password for your social websites like Facebook, Twitter and others alike could be the same, but it is okay to use different password for sites like PayPal and other websites alike.
3- Unsolicited SMS: similar to the unsolicited email messaging method, this SMS method is also used to sending unsolicited messages to some generated numbers.

If you receive any unsolicited SMS on your phone, your best response to such is to ignore the message and delete it once and for all.

4- Confirm URL Security: if you are reading this article within themoke.org and not within or from a news feed, look at your browser's address bar, you will notice that "https" is not showing before the first "://". This means that, themoke.org is not secured and that any information herein maybe accessed by a third party.

Any websites such as this, without the "https" may not be trusted with your volatile information such as your credit card details, bank details or any other information as such.

Always confirm the security and status of any website before releasing your sensitive information.

5- Unsolicited Calls: although, it is okay to receive calls from strange numbers however, it would be very obscured to discussing a matter you were never involved in with a stranger you never knew to the extent of revealing your crucial information to such person on the phone.

Be mindful of the information you relay when you are on an unidentified phone call.

5- Phishing Method: phishing is used by those that actually know and mean the business. Phishing simply means cloning websites.
For example;
Supposing that MTN Nigeria has a promo currently ongoing, some people might just design a website that looks similar to the MTN website. They will then send emails or messages to their prays (victims) directing them to the cloned MTN promo page. They might ask you to fill your bank details there so that they may send an amount they may have claimed that you have won to that account.
Don't fall victim of such gimmicks!

7- Stronger Password: make it a habit to using stronger Passwords on any websites.
Combination of alphabets and numeric (alphanumeric passwords) have proven to be stronger.

If it won't be too difficult for you to remember, try adding some punctuation like '.-_#!? and so on to your passwords.

8- Password Routine System: it is a very good practice to changing your passwords on either monthly basis or as you may see it fit.

This will further ensure that your passwords are kept secrets as they should be.

9- Mindful of Browsers' Cache: if you ever used any public device to access your accounts, do always clear the browser's cache before you finally close the browser.

Cache is used to storing users browsing history and sessions including usernames and passwords for some websites. It is best you always clear the cache to erase this information from the browser less it falls to a wrong hand.

Good luck.

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